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Category: Uncategorized

October 12, 2015

How to Pick the Right Insurance Health Plan

The ultimate purpose of health insurance is to offset potentially high medical expenses. Most people get health insurance through their employer, but if you don’t, your independent insurance agent can help you.

Continue reading “How to Pick the Right Insurance Health Plan” →

Posted in ACA, HDHP, Health Insurance, PPACA, UncategorizedTagged Affordable Care Act, David Kulawiak, David M. Kulawiak, Health Insurance, Inc.
September 21, 2015

The Pitfalls of Domestic Help

Most people’s scenario of a domestic help glitch might include a room left dirty, a badly cooked meal or laundry left unfolded. But for the millions of American families who employ someone to help around the house or garden, the reality could be far worse.

Continue reading “The Pitfalls of Domestic Help” →

Posted in UncategorizedTagged Boutique, David Kulawiak, David M. Kulawiak, Inc., Insurance Agency
July 29, 2015

The Benefits of TeleMedicine

Recently, the state of Washington passed a law requiring employee health plans to reimburse providers for TeleMedicine services. That made Washington the 24th state to require “telemedicine parity.”

Continue reading “The Benefits of TeleMedicine” →

Posted in UncategorizedTagged Boutique, David Kulawiak, David M. Kulawiak, Inc., Insurance Agency
January 25, 2015

Using Life Insurance for Charitable Giving

Life Insurance David M. Kulawiak, Inc.

Life insurance does more than protect families from the financial costs of a breadwinner’s untimely death. It can also help individuals make a substantial bequest to a favorite charitable organization and possibly enjoy a tax break as well. Continue reading “Using Life Insurance for Charitable Giving” →

Posted in Life Insurance, UncategorizedTagged Boutique, David Kulawiak, David M. Kulawiak, Inc., Insurance Agency
January 23, 2015

High-Risk Drivers Have Many Insurance Options

David M. Kulawiak, Inc.

Shopping for auto insurance can be difficult if you’re lucky enough to have a fancy sports car in the garage — or unlucky enough to have an accident or speeding ticket on your driving record. Continue reading “High-Risk Drivers Have Many Insurance Options” →

Posted in Auto Insurance, UncategorizedTagged Boutique, David Kulawiak, David M. Kulawiak, Inc., Insurance Agency
January 17, 2015

Annuities: The DIY Pension Plan

In 1980, 38 percent of private industry workers had a defined benefit pension plan. By 2011, that percentage had dropped to only 14.7 percent. The rest will have to live their retirement on Social Security and their own savings.
Continue reading “Annuities: The DIY Pension Plan” →

Posted in UncategorizedTagged Boutique, David Kulawiak, David M. Kulawiak, Inc., Insurance Agency
December 15, 2014

Gun Rights vs. Employer’s Property Rights

The debate over gun rights often pits the individual’s right to bear arms and the rights of private property owners, such as employers, to prohibit firearms on their premises.
Continue reading “Gun Rights vs. Employer’s Property Rights” →

Posted in UncategorizedTagged Boutique, David Kulawiak, David M. Kulawiak, Inc., Insurance Agency
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Info Copy

David M. Kulawiak, Inc.
630 Hull Terrace, 3E
Evanston, IL 60202

844. 828. 5576
773. 617. 3090 Mobile
david@davidkconsulting.com