Do You Need Travel Insurance?

Eiffel Tower with boats on the river.

Foreign travel checklist: Passport – check. Visa – check. Airline tickets – check. Hotel reservations – check. Health insurance coverage – ? Any foreign travel requires some planning. Since nothing can ruin a trip faster than an accident or unexpected illness, don’t forget to check how your health insurance coverage applies outside the U.S.! Continue reading “Do You Need Travel Insurance?”

Protecting Your Family from Dog Bite Liability

Aggressive dog baring teeth outdoors.

The Insurance Information Institute (III) reported that dog bite claims cost an average of $24,461 in 2008 (the most recent figures available). If you own one or more dogs, do you have the insurance coverage to protect you from dog bite liability? Continue reading “Protecting Your Family from Dog Bite Liability”

E-Cigarettes and Your Health

Person vaping with an electronic cigarette.

Electronic cigarettes, or e-cigarettes, are growing in popularity. How will they affect your health…and your insurance coverages?

Tobacco vs. E-Cigarettes

Cigarette smoke contains more than 4,700 chemical compounds, Continue reading “E-Cigarettes and Your Health”

Pet Insurance: Coverage for Our Four Legged Family Members

Dog in sunglasses with tropical background.

Many studies have shown the positive benefits of having pets. You  would likely agree. If you’re like most Americans, 39 percent have at least one dog and 33 percent have at least one cat. And many Americans consider their pets as family members. Continue reading “Pet Insurance: Coverage for Our Four Legged Family Members”

Thwarting Medical Identity Theft

Gloved hand holding identification and credit cards.

Like financial identity theft, medical identity theft can leave you responsible for bills you did not incur. But unlike other types of identity theft, it can also affect your medical records, jeopardizing your health. It could even jeopardize your health insurance coverage.

Medical identity theft occurs when another person uses your identity or insurance information to Continue reading “Thwarting Medical Identity Theft”