Old Life Insurance Policies Could Have Value

You found Great-Grandpa’s life insurance policy in an old trunk? Don’t throw it out!

Unlike many types of insurance, most life insurance policies don’t have claim-filing deadlines. You can file a claim many years after the insured has died and the insurer should pay the policy’s face value, as long as the policy was in force (paid up and not expired) at the time of death. read more …

How to Develop a Business Continuity Plan

When your business must close or suffers a disruption due to any kind of natural or man-made cause, a good business continuity plan can ensure it can survive until repairs are made and operations return to normal.

If a facility is damaged, production machinery breaks down, a supplier fails to deliver or information technology is disrupted, read more …

Marijuana and Your Insurance

In some states, policy on marijuana has turned a full 180 from the “reefer madness” scares of the 1950s and 1960s. But have your insurance coverages kept up? Now 23 states, plus the District of Columbia and Guam, allow the medical use of marijuana. Four states, plus the District of Columbia, allow recreational use by adults. read more …

Who Needs Life Insurance?

You might wonder whether to buy life insurance or not. Do you need death coverage, or is it just an additional expense?

You might think you don’t need life insurance if you do not have children. But that is not always the case. If someone depends on you financially, then you definitely need life insurance. read more …

7 Myths of Life Insurance

Life insurance is the backbone of a family’s financial plan, but misconceptions abound. A voluntary benefit specialist who is available at enrollments can educate your employees about this important financial tool.

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