How can you tell if an employee might have a substance abuse problem? He or she may have physical symptoms (chills, smell of alcohol, sweating, weight loss, physical deterioration) read more …
Life insurance does more than protect families from the financial costs of a breadwinner’s untimely death. It can also help individuals make a substantial bequest to a favorite charitable organization and possibly enjoy a tax break as well. read more …
Many newer cars have automated driving safety devices ranging from back-up cameras to automated parking systems. Google has been testing driverless cars on public highways, and soon most cars will include event data recorders, similar to the “black boxes” in aircraft. What will these developments mean for your auto insurance? read more …
Shopping for auto insurance can be difficult if you’re lucky enough to have a fancy sports car in the garage — or unlucky enough to have an accident or speeding ticket on your driving record. read more …
In 1980, 38 percent of private industry workers had a defined benefit pension plan. By 2011, that percentage had dropped to only 14.7 percent. The rest will have to live their retirement on Social Security and their own savings.
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