How You Can Fill the Benefits Gap

Knife wrapped in folded dollar bill.

In the past ten years, employers have faced skyrocketing costs for their employee health plans. If you have employer-sponsored health coverage, your share of costs has probably risen as a result. read more …

When Life Interferes with Fun: Travel Insurance to the Rescue

Airplane flying over digital stock market runway.

When events interfere and make travel planned in advance difficult or impossible, travel insurance can protect your investment.

Families in the South who booked their summer vacations months in advance hardly expected that snow…of all things…might cause them to have to change their plans. Since unusually cold and snowy winter weather in many parts of the U.S. forced school districts to cancel classes, read more …

Covering Your Property in Storage

Red garage door with brick wall.

Too much stuff? Almost 9 percent of American households rented a self-storage unit in 2012, up from 6 percent in 1995. Before joining them, be aware that you, as the lessee, remain responsible for loss or damage to everything in your unit, unless your rental agreement specifies otherwise. read more …

Renting Out That Extra Room: Know Your Risks

Hands holding a miniature house model.

Home rental clearinghouses such as Airbnb and VRBO make it easy for homeowners to rent out a spare bedroom or a second home when they aren’t using it. This might sound like a good way to earn extra money. Before diving in, consider the risks and your insurance coverage. read more …

Do You Need Travel Insurance?

Eiffel Tower with boats on the river.

Foreign travel checklist: Passport – check. Visa – check. Airline tickets – check. Hotel reservations – check. Health insurance coverage – ? Any foreign travel requires some planning. Since nothing can ruin a trip faster than an accident or unexpected illness, don’t forget to check how your health insurance coverage applies outside the U.S.! read more …