How to Locate a Missing Life Insurance Policy

Maybe you’ve been named executor of the estate of your very wealthy but very disorganized uncle. Or maybe your relative’s valuable papers have been destroyed or lost in a fire, flood or move. In either case, you know a life insurance policy exists somewhere but you can’t find it. What can you do?

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The Benefits of TeleMedicine

Recently, the state of Washington passed a law requiring employee health plans to reimburse providers for TeleMedicine services. That made Washington the 24th state to require “telemedicine parity.”

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Does Your Wellness Plan Need a Checkup?

Affordable Care Act

The Affordable Care Act recognized the importance of wellness programs allowing employers to offer higher incentives for participation. Just be careful your incentives don’t violate the Americans with Disabilities Act (ADA).

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Insuring Your Boat

A survey by one insurer found that 29 percent of all boat owners did not have a separate watercraft insurance policy. This could be a mistake.

 

 

Many boat owners mistakenly think their homeowners or personal auto policy will provide coverage; however, the standard homeowners policy limits property damage coverage for boats to $1,500—far less than the value of most recreational boats. read more …