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Family smiling together on the beach.

Month: November 2015

November 18, 2015

When Social Security Won’t Help

Social Security card with dollar bills background.

Relying on Social Security Disability Insurance (SSDI) to cover you if you become disabled could mean financial ruin. Here’s why.

Continue reading “When Social Security Won’t Help” →

Posted in Disability Income InsuranceTagged David Kulawiak, David M. Kulawiak, Disability, Inc., Specialty Insurance
November 17, 2015

Understanding Your Terrorism Coverage

Blurry pink and orange bokeh lights.

When you renewed your commercial property or business package policy, your insurer might have included a notice regarding terrorism insurance coverage. What’s this all about?

Continue reading “Understanding Your Terrorism Coverage” →

Posted in Business Insurance, Home Businesses, Terrorism CoverageTagged Business Insurance, David M. Kulawiak, Inc., Nonprofit, Specialty Insurance
November 10, 2015

The Cost of Fatigue

Woman overwhelmed by stacks of paperwork.

A study published in the Journal of Occupational and Environmental Medicine found that nearly 40 percent of U.S. workers experience fatigue. Why should employers care?

Continue reading “The Cost of Fatigue” →

Posted in Employee Protection, SafetyTagged Annuity, Boutique, broker, David Kulawiak, David M. Kulawiak, Disability, EAP, Fatigue, Health, Health Insurance, Inc., Insurance Agency, Long-term Care, Management, Nonprofit, Pet Insurance, workplace
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David M. Kulawiak, Inc.
630 Hull Terrace, 3E
Evanston, IL 60202

844. 828. 5576
773. 617. 3090 Mobile
david@davidkconsulting.com